Terms and Conditions    

TERMS AND CONDITIONS


The information you provide us will not be used for any other purpose than to consider your insurance requirements. Click here to read our Privacy Policy

While we will make our best endeavor to obtain the best possible solutions for your insurance requirements we may not be able to achieve the results you want or expect.

The material published on our website site is provided as a convenience and for general information purposes only. While we have tried to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors.

Neither the firm nor any of its employees or agents shall be liable for any losses or injuries caused by negligence or contingencies caused beyond its control in procuring, compiling, interpreting, reporting, or delivering this service and its information.

When considering purchasing insurance from information contained on this website you should ensure that you have examined our Financial Services Guide (FSG) in relation to any particular insurance product and any other pertinent information referenced or recommended. Click here to examine our FSG

All references in this site to '$' or 'dollars' are references to Australian currency unless otherwise stated.

In reference to examples of insurance products and premiums and comparisons thereof please note that such examples are examples only of past results achieved and the same or similar results can not be guaranteed as attainable for you and/or other clients, potential or existing.

Our firm is usually remunerated by way of commission for the placement of insurance contracts however; we may also be remunerated in other ways. In some circumstances our firm may earn higher than usual commission or in some circumstances our firm might have a financial interest in an insurer that we recommend and place your insurance with. From time to time, our firm may also receive incentive, performance and service fee related remuneration from insurers that we recommend and place your insurance with. Click here to examine our Association With An Insurer Disclosure

Where premiums are quoted indicatively inclusive of statutory charges and broker fees the breakdown of such will be itemized in the tax invoice provided if you the client proceeds with the insurance. However, if requested our firm will provide the itemization setting out the individual statutory charges, costs, premiums and fees prior to proceeding with the insurance if a proposal for the insurance has been completed and submitted to our firm.

Statutory charges, costs, premiums and broker fees may vary depending on the particulars of the risk to be covered, including the State where the risk is situated.

If in doubt about any matter concerning the site and/or the information contained on the site please contact our firm so that your concern can be addressed. In some cases it may be necessary for you to obtain independent legal advice.

COPYRIGHT: The contents of this site, including but not limited to the text and images herein and their arrangements are the copyright of Rural & General Insurance Broking Pty Ltd ("R&GIB") (A.B.N. 83 093 483 928)

HYPERLINKS: Reference in our website to any products, services, processes, hypertext links, or other information, by trade name, trademark manufacturer, supplier, or otherwise, does not necessarily constitute or imply our endorsement, sponsorship, or recommendation.