The material published on our website site is provided as a convenience and for general information purposes only. While we have tried to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors.

Neither the firm nor any of its employees or agents shall be liable for any losses or injuries caused by negligence or contingencies caused beyond its control in procuring, compiling, interpreting, reporting, or delivering this service and its information.

When considering purchasing insurance from information contained on this website you should ensure that you have examined our Financial Services Guide (FSG) in relation to any particular insurance product and any other pertinent information referenced or recommended. Click here to examine our FSG

All references in this site to '$' or 'dollars' are references to New Zealand currency unless otherwise stated.

In reference to examples of insurance products and premiums and comparisons thereof please note that such examples are examples only of past results achieved and the same or similar results can not be guaranteed as attainable for you and/or other clients, potential or existing. While we will make our best endeavor to obtain the best possible solutions for your insurance requirements we may not be able to achieve the results you want or expect.

In respect of Small Business insurance and similar type insurance products for enterprises of a commercial and/or semi commercial nature, RGIB have, as of 1 July 2008, entered into an agreement with Western Pacific Insurance Limited (New Zealand) to offer customers terms exclusively from Western Pacific Insurance Limited (New Zealand) and unless customers request alternative terms from alternative insurers we shall only provide terms from Western Pacific Insurance Limited (New Zealand) for which we shall receive a commission higher than industry average in respect of business referred to any other New Zealand insurance companies.

Our firm is usually remunerated by way of commission for the placement of insurance contracts however; we may also be remunerated in other ways. In some circumstances our firm may earn higher than usual commission or in some circumstances our firm might have a financial interest in an insurer that we recommend and place your insurance with. From time to time, our firm may also receive incentive, performance and service fee related remuneration from insurers that we recommend and place your insurance with.

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If in doubt about any matter concerning the site and/or the information contained on the site please contact our firm so that your concern can be addressed. In some cases it may be necessary for you to obtain independent legal advice.

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HYPERLINKS: Reference in our website to any products, services, processes, hypertext links, or other information, by trade name, trademark manufacturer, supplier, or otherwise, does not necessarily constitute or imply our endorsement, sponsorship, or recommendation.